Reverse Mortgage in Texas
Call Brenda Bejarano 972-388-3338

Lone Star Reverse Mortgage, Inc.

We provide reverse mortgage loans to
Texas Senior Homeowners
that allow them to convert their home equity into cash income
with NO monthly mortgage payments.

Homeowners are responsible for paying
property taxes, homeowner’s insurance, and home maintenance.

Reverse Mortgage in TexasLone Star Reverse Mortgage, Inc.

We Provide Honest Simple Information On
Texas Reverse Mortgage Loans

We Know The Rules Regarding Reverse Mortgage in Texas

We Are Texas Based and Locally Owned

In Last 15 Years, We Have Helped Over 750 Homeowners
Eliminate Their Monthly Mortgage Payments

We Are Happy to Answer All Your Questions

With No Cost or Obligation What-So-Ever

Call Brenda Bejarano
972-388-3338BBB Rating: A+ - Lone Star Reverse Mortgage, Inc.


At Lone Star Reverse Mortgage, Inc.

Brenda Bejarano

Brenda Bejarano

We have been in the reverse mortgage industry for approximately 15 years and have now decided to add a partner to our business. Debbie and I will still be available but on a limited basis.

We chose, Brenda Bejarano, the best person in the industry who has the same values, attention to detail, and overall ability to grow our company, to be our partner. We have known Brenda for over a decade and she is by far the best loan officer in the industry. Previously, she has worked as a loan officer, had her own company, and for the last few years, she has worked as an in-house loan processor for one of the large lending companies. These experiences have increased her knowledge and ability to work with lenders and complete loans quickly and efficiently.

Brenda will work with Sandi Duncan, our loan processor/coordinator/administrative assistant, to continue to give our customers “old-fashioned personal service!”


A Word From Our Founders

Reverse Mortgage in Texas | Bob and Debbie Worley

Bob & Debbie Worley - Lone Star Reverse Mortgage, Inc.

Bob and Debbie Worley

We provide reverse mortgage loans for Texas senior homeowners.  We are Bob and Debbie Worley, owners of Lone Star Reverse Mortgage, Inc., a Texas-owned and based business serving Texas Senior Homeowners.

Reverse mortgages are our only business and our primary goal is to provide you with complete information regarding reverse mortgage loans as they apply to your specific situation.

A reverse mortgage is not appropriate for everyone and does not fit everyone’s circumstances. We believe you should fully understand the details of a reverse mortgage and only move forward if you determine it would be a benefit to your specific circumstances. 

Our experience in providing Texas homeowners with accurate and factual information sets us apart from the competition. We always provide the homeowner with an educational and informative experience complete with good old-fashioned customer service.

We will answer your questions about reverse mortgages including eligibility requirements, the process of obtaining a reverse mortgage, and what you should be concerned about when reviewing your financial options. The complete process is a no-pressure, ethical and honest relationship.

Contact us to get current, up-to-date calculations on how much money you can expect to receive from a reverse mortgage based on the equity you have available in your home. We will estimate your amount based on specific factors such as your age, home value, retained equity, and current rates. A substantial amount of equity is needed and as a rule of thumb, you will need a minimum of 50% or more equity in your home. And, as with any mortgage, you will be responsible for paying your property taxes, homeowner’s insurance, and maintenance costs.

Get A Free Personalized Quote

What Is a Reverse Mortgage

A reverse mortgage, also known as HECM (home equity conversion mortgage) loan, is a powerful and proven financial instrument that allows you to access the equity you’ve accumulated in your home. In the state of Texas, both spouses must be at least 62 years of age and live in their own homes with considerable equity. The significant difference between a reverse mortgage and a forward mortgage is that there are no principal or interest payments required on the home while the borrower occupies the property. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence. A reverse mortgage can be used as a tool to secure and plan for your future.

No monthly mortgage payments are required because a reverse mortgage enables homeowners age 62 and over to borrow against the equity in their homes without having to sell the home, give up the title, or take on a new monthly mortgage payment.

This financial program is called a reverse mortgage because the payment stream is reversed. Instead of making monthly mortgage payments to a bank or lender as you would with a regular mortgage, the lender or bank makes payments to you. One of the most important advantages of a reverse mortgage is that it allows you to continue to live in your home and you retain the title to your property.

We Exclusively Serve Texas Homeowners

We exclusively serve Texas Senior Homeowners across the entire state of Texas.  We serve ALL cities and counties in Texas including  DallasAustin, Houston, and San Antonio, and all the rural communities throughout our great state. We personally meet with 85% or more of our customers.Texas Flag

Texas Reverse Mortgages are all we do, they are 100% of our business! We provide senior homeowners with current up-to-date information that is free, and with no obligation whatsoever!

Complete and submit the form on the right side of this page and we will contact you with specific information and let you know how much money you can expect to receive from the equity in your home. And, remember, there is absolutely no obligation or cost for the information and we don’t sell or share your information.

We Value Our Texas Roots

As lifelong Texas residents, we understand the value people in Texas put on their word or a handshake. We started our business a decade ago on some very simple principles. We wanted to offer our services to Texas homeowners and bring genuine value to our clients as well as ourselves.

We believe in the fundamentals of high personal integrity, honesty and simply doing the right thing, and being fair to all parties. We believe our success is a direct result of us treating our customers with the respect they deserve. Yes, our business is to help Texas senior homeowners 62 and older create better lives for themselves.

As seniors ourselves, we understand the concerns and unease that come with worrying about the future and maintaining a good quality of life. Debbie and I have helped hundreds of Texans determine if a reverse mortgage is right for their individual situations. We pledge to treat you fairly and honestly. We will answer all of your questions in a no-pressure, no-obligation environment and help YOU decide if a reverse mortgage is in your best interest.

Our Experience in Texas Is Crucial

In Texas, EXPERIENCE MATTERS, and together we have over 20 years of helping Texas homeowners get the most money available from the equity they have accumulated in their homes. Home Equity Conversion Mortgage (HECM) laws in Texas and across the nation have recently changed, so our experience is crucial to navigating through the details of a reverse mortgage and determining what plan of action is right for you. There is no substitute for our experience, we are the best at what we do. When selecting a reverse mortgage provider you need someone who has been through various situations associated with the process and has delivered successful results time and time again for its customers. We have helped over 750 homeowners eliminate their monthly mortgage payments. Call us at 972-388-3338 and allow us to help you. We serve ALL OF TEXAS and for your convenience, we can come to you.

Contact us for estimate on the amount of money
that you may be eligible to receive from a reverse mortgage.

No Cost or Obligation What-So-Ever – TEXAS Homeowners Only – Call 972-388-3338

You Have Our Promise

Reverse Mortgages have provided much-needed help for many senior homeowners and they have solved many of the hardships senior homeowners have encountered. However, we understand every circumstance is different and a reverse mortgage is not always the best solution for someone’s particular situation. So, if a reverse mortgage is not ideal for your individual situation, we will without hesitation, tell you the truth and not encourage you to get one.

We provide senior homeowners with secure lending at the best rates available and we also provide the best product available for your unique and individual needs. Our goal is to provide the information and specific details you need to fully evaluate the available opportunities.  We will answer all of your questions in a no-obligation, no-pressure environment. Debbie and I pledge to treat you fairly and honestly.

Below are a few of the benefits of a reverse mortgage:

★  You will continue to own your own home. The bank does not take title to your home. The deed and title remain in your name.

★  No monthly mortgage payments are ever required with a reverse mortgage. You will continue to be responsible for taxes and insurance on your home.

★  There are normally no out of pocket expenses to close on the reverse mortgage with the rare exception sometimes being mobile homes and rural property.

★  There are no limitations on how the funds from a reverse mortgage can be used. If you have an existing mortgage and you have   enough equity, it will be paid off at funding.

 Social Security and Medicare benefits should not be affected because this is a loan and is not considered income. (Please confirm with your tax accountant.)

★  You can pay-off credit card and/or medical bills. No limitations on how the funds can be used. Investing in Annuities is not recommended.

★  You can sell your home if you decide to and any future appreciation is yours after the balance due on the reverse mortgage is paid.

★  This is a non-recourse loan for you and your heirs. This means that if the loan balance is higher than what the home can be sold for, the borrowers or their estate do not have to come up with the difference. Upon your death, your heirs can keep your home by repaying the full loan balance.

★  Reverse mortgages are regulated and insured by the FHA.

Click Here For 25 Ways to Utilize a Reverse Mortgage

We Believe In Old-Fashioned Personal Service

We find the best rate that will provide the highest net loan amount for you. Along the way, we give you old-fashioned personalized service that is second to none! You will work directly with us. We are the owners and principals of our company.

We don’t send a Notary or an agent to you to do our job! We want to personally understand your needs and accurately answer all your questions based on your individual situation. When considering a reverse mortgage, as with any important decision, you should decide with all the facts in hand and with all of your questions answered directly and honestly.

Take The Next Step And Give Us A Call 

We will answer all of your questions in a no-pressure, no-obligation environment and help YOU decide if a reverse mortgage is in your best interest.

You can reach us at 972-388-3338. We look forward to speaking with you!

Bob and Debbie Worley
Residential Mortgage Loan Originators

Call Us Today: 972-388-3338

Your most reliable & trustworthy source for reverse mortgage information in Texas. 

Bob Worley – NMLS # 211905 – TX Lic.# 50404 • Debbie Worley – NMLS # 211059 – TX Lic. # 67929 Lone Star Reverse Mortgage, Inc. NMLS # 769381
Brenda Bejarano NMLS # 190460
All Rights Reserved Copyright © 2021 – Terms of Use

Lone Star Reverse Mortgage, Inc. –  Home Office
Texas Corporate Office: 207 Keel Way, Horseshoe Bay, TX 78657

 About:  Lone Star Reverse Mortgage, Inc. is privately owned by Bob and Debbie Worley. They bring old-fashioned personalized service to Texas senior homeowners. Bob and Debbie offer extensive experience in the reverse mortgage industry. They have a proven track record demonstrated by their long list of satisfied customers. Experience matters in the Reverse Mortgage business and with a combined experience of over 20 years helping Texas homeowners. “We do reverse mortgage loans others can’t”. Lone Star Reverse Mortgage, Inc. serves the entire state of Texas including Dallas, Fort Worth, Austin, Houston, San Antonio, and all regions throughout the state.

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