Reverse Mortgage in Texas – Better Call Bob & Debbie @ 972-388-3338

SERVING ALL OF TEXAS
Lone Star Reverse Mortgage, Inc.

We Provide Honest Straightforward Information On
Texas Reverse Mortgages

No Lies, Half Truths or Bait-and-Switch! Only The Facts! 
Dallas, Austin, Houston, San Antonio, Fort Worth

Contact Us For An Estimate on the Amount of Money
That You May Be Eligible to Receive From a Reverse Mortgage

Absolutely No Cost or Obligation What-So-Ever

TEXAS Homeowners Only – Call 972-388-3338

Ask Us About Using A HECM Reverse Mortgage To Purchase A Home

Reverse Mortgage Texas

For Accurate Up-To-Date Information On
HECM Reverse Mortgage

Bob & Debbie Worley

Call 972-388-3338


Reverse Mortgage Texas | Bob and Debbie Worley

 

Owners Bob and Debbie Worley

Bob and Debbie Worley

We are Bob and Debbie Worley, owners of Lone Star Reverse Mortgage, Inc., a Texas based reverse mortgage business.

Reverse Mortgages in Texas is our only business and our primary goal is to provide you with complete information regarding reverse mortgage loans as they apply to your specific situation.

A reverse mortgage is not appropriate for everyone and does not fit everyone’s circumstances. We believe you should fully understand the details of a reverse mortgage and only move forward if you determine it would be a benefit to your specific circumstances.

Our experience in providing Texas homeowners with accurate and factual information sets us apart from the competition. We always provide the homeowner an educational and informative experience complete with good old-fashioned customer service.

We will answer your questions about reverse mortgages including eligibility requirements, the process of obtaining a reverse mortgage and what you should be concerned about when reviewing your financial options. The complete process is a no pressure, ethical and honest relationship.

Contact us to get current, up-to-date calculations on how much money you can expect to receive from a reverse mortgage based on the equity you have available in your home. We will estimate your amount based on specific factors such as your age, home value, retained equity and current rates.

Get A Free Personalized Quote

What Is a Reverse Mortgage

A reverse mortgage, also known as HECM (home equity conversion mortgage) loan, is a powerful and proven financial instrument that allows you to access the equity you’ve accumulated in your home. In the state of Texas, both spouses must be at least 62 years of age and live in their own home with considerable equity. The significant difference between a reverse mortgage and a forward mortgage is that there are no principal or interest payments required on the home while the borrower occupies the property. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence. Reverse mortgage can be used as a tool to secure and plan for your future.

No monthly payments are required because a reverse mortgage enables homeowners age 62 and over to borrow against the equity in their homes without having to sell the home, give up title, or take on a new monthly mortgage payment. This financial program is called a reverse mortgage because the payment stream is reversed. Instead of making monthly mortgage payments to a bank or lender as you would with a regular mortgage, the lender or bank makes payments to you. One of the most important advantages of a reverse mortgage is that it allows you to continue to live in your home and you retain the title to your property.

We Exclusively Serve Texas Homeowners

Lone Star Reverse Mortgage | Texas FlagWe exclusively serve Texas Senior Homeowners across the entire state of Texas.  We serve ALL cities and counties in Texas including  DallasAustin, Houston and San Antonio, and all the rural communities throughout our great state. We personally meet with 85% or more of our customers.

Texas Reverse Mortgages are all we do!  Reverse Mortgages are 100% of our business. We provide senior homeowners with current up-to-date information that is free, and with no obligation what-so-ever!

Complete and submit the form on the right side of this page and we will contact you with specific information and let you know how much money you can expect to receive from the equity in your home. And, remember, there is absolutely no obligation or cost for the information.

We Value Our Texas Roots

As life long Texas residents we understand the value people in Texas put on their word or a handshake. We started our business a decade ago on some very simple principals. We wanted to offer our services to Texas homeowners and bring genuine value to our clients as well as ourselves.

We believe in the fundamentals of high personal integrity, honesty and simply doing the right thing and being fair to all parties. We believe our success is a direct result of us treating our customers with the respect they deserve. Yes, our business is to help Texas senior homeowners 62 and older create better lives for themselves.

As seniors ourselves we understand the concerns and unease that comes with worrying about the future and trying to maintain a good quality of life. Debbie and I have helped hundreds of Texans determine if a reverse mortgage is right for their individual situations. We pledge to treat you fairly and honestly. We will answer all of your questions in a no-pressure, no-obligation environment and help YOU decide if a reverse mortgage is in your best interest.

Our Reverse Mortgage Experience in Texas Is Crucial

In Texas, and in the Reverse Mortgage business, EXPERIENCE MATTERS, and together we have over 20 years helping Texas homeowners get  the most money available from the equity they have accumulated in their homes. Reverse Mortgage laws in Texas and across the nation have recently changed, so experience is crucial to navigating through the details of a reverse mortgage and determining what plan of action is right for you. There is no substitute for our experience. When selecting a reverse mortgage provider you need someone who has been through various situations associated with the process and has delivered successful results time and time again for its customers.

Contact us for estimate on the amount of money
that you may be eligible to receive from a reverse mortgage.

No Cost or Obligation What-So-Ever – TEXAS Homeowners Only – Call 972-388-3338

You Have Our Promise

Reverse Mortgages have provided much needed help for many senior homeowners and they have solved many of the hardships senior homeowners have encountered. However, we understand every circumstance is different and a reverse mortgage is not always the best solution for someone’s particular situation. So, if a reverse mortgage is not ideal for your individual situation, we will without hesitation, tell you the truth and not encourage you to get one.

We provide senior homeowners with secure lending at the best rates available and we also provide the best product available for your unique and individual needs. Our goal is to provide the information and specific details you need to fully evaluate the opportunities that are available to you.  We will answer all of your questions in a no-obligation, no-pressure environment. Debbie and I pledge to treat you fairly and honestly.

Below are a few of the benefits of a reverse mortgage:

★  You will continue to own your own home. The bank does not take title to your home. The deed and title remain in your name.

★  No monthly mortgage payments are ever required with a reverse mortgage. You will continue to be responsible for taxes and insurance on your home.

★  There are normally no out of pocket expenses to close on the reverse mortgage with the rare exception sometimes being mobile homes and rural property.

★  There are no limitations on how the funds from a reverse mortgage can be used. If you have an existing mortgage and you have   enough equity, it will be paid off at funding.

 Social Security and Medicare benefits should not be affected because this is a loan and is not considered income. (Please confirm with your tax accountant.)

★  You can pay-off credit card and/or medical bills. No limitations on how the funds can be used. Investing in Annuities is not recommended.

★  You can sell your home if you decide to and any future appreciation is yours after the balance due on the reverse mortgage is paid.

★  This is a non-recourse loan for you and your heirs. This means that if the loan balance is higher than what the home can be sold for, the borrowers or their estate do not have to come up with the difference. Upon your death, your heirs can keep your home by repaying the full loan balance.

★  Reverse mortgages are regulated and insured by the FHA.

Click Here For 25 Ways to Utilize a Reverse Mortgage

We Believe In Old-Fashioned Personal Service

We find the best rate that will provide the highest net loan amount for you. Along the way, we give you old-fashioned personalized service that is second to none! You will work directly with us. We are the owners and principals of our company.

We don’t send a Notary to you to do our job! We want to personally understand your needs and accurately answer all your questions based on your individual situation. When considering a reverse mortgage, as with any important decision, you should make the decision with all the facts in hand and with all of your questions answered directly and honestly.

Take The Next Step And Give Us A Call 

We will answer all of your questions in a no-pressure, no-obligation environment and help YOU decide if a reverse mortgage is in your best interest.

You can reach us at 800-307-9113. We look forward to speaking with you!

Regards,
Bob and Debbie Worley
Residential Mortgage Loan Originators

Call Us Today: 972-388-3338

Your most reliable & trustworthy source for reverse mortgage information in Texas. 

Bob Worley – NMLS # 211905 – TX Lic.# 50404 • Debbie Worley – NMLS # 211059 – TX Lic. # 67929 Lone Star Reverse Mortgage, Inc. NMLS # 769381 Lone Star Reverse Mortgage, Inc.
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Reverse Mortgage Texas Home Office
Texas Corporate Office: 207 Keel Way, Horseshoe Bay, TX 78657

Reverse Mortgage Dallas Texas
Dallas Texas Office: 6565 N MacArthur Blvd, Suite 225, Irving, Texas 75039 

Reverse Mortgage Austin Texas
Austin Texas Office: 401 Congress Avenue, Suite 1540, Austin, Texas 78701

Reverse Mortgage Houston Texas
Houston Texas Office: 2535 Anniston Dr., Houston, Texas 77080

 About:  Lone Star Reverse Mortgage, Inc. is privately owned by Bob and Debbie Worley. They bring old fashioned personalized service to Texas senior homeowners. Bob and Debbie offer extensive experience in the reverse mortgage industry; reverse mortgages are all they do. They have a proven track record demonstrated by their long list of satisfied customers. Experience matters in the Reverse Mortgage business and with a combined experience of over 20 years helping Texas homeowners with reverse mortgages. “We do reverse mortgage loans others can’t”. Lone Star Reverse Mortgage, Inc. serves the entire state of Texas including Dallas, Fort Worth, Austin, Houston, San Antonio and all regions throughout the state.

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